PSLF and Student Loans
How can Campus Financial Partners help us maximize PSLF benefits?
We specialize in strategies for Public Service Loan Forgiveness (PSLF), helping you align your income-driven repayment plan with forgiveness requirements. We ensure your payments are optimized and guide you through annual certifications and paperwork.
What should we consider when choosing an income-driven repayment plan?
Choosing the right plan depends on your income, family size, and financial goals. We analyze your options to balance affordability with long-term forgiveness strategies, minimizing overall repayment costs.
Can you help us understand how dual incomes impact student loan forgiveness?
Yes, dual incomes can complicate PSLF eligibility. We work to navigate spousal income considerations, tax filing strategies, and loan servicer communications to keep you on track.
Financial Planning for Academics
What financial strategies do you recommend for spousal hires with variable incomes?
We address challenges unique to spousal hires, like balancing grant income, 10-month salaries, and career transitions. Our tailored strategies ensure financial stability while optimizing for tax advantages and long-term growth.
How do 10-month salaries affect our financial planning?
10-month salaries create cash flow gaps during summer months. We design budgets and savings plans that bridge these gaps, ensuring year-round financial consistency.
Can you help us balance grant funding, summer salaries, and long-term goals?
Absolutely. We integrate variable income streams into a comprehensive plan, helping you prioritize immediate needs while funding long-term goals like retirement or higher education for dependents.
Investment Management
Does your investment management include ESG options that align with progressive values?
Yes, we can construct portfolios that prioritize socially responsible investments, avoiding industries that conflict with your values while pursuing strong long-term performance.
What’s included in the comprehensive financial planning with investment management?
Our service includes ongoing financial planning, portfolio management, annual reviews, and personalized guidance for all your financial goals, from retirement to estate planning.
Tax Planning
Can you help us navigate filing taxes in multiple states as a commuting couple?
Yes, we specialize in multi-state tax situations, ensuring compliance with both states’ regulations while finding opportunities to minimize your overall tax burden.
How does tax planning integrate with student loan repayment strategies?
Tax filing choices, like Married Filing Jointly or Separately, can significantly impact student loan payments. We analyze how tax planning interacts with your loan repayment strategy to save you money.
General Questions
What makes Campus Financial Partners different from other financial planners?
We specialize in working with academics and dual-income households, offering expertise in areas like student loans, variable incomes, and Public Service Loan Forgiveness. Our progressive approach also emphasizes responsible investing aligned with your values.
Can you work with us remotely if we’re in different states?
Yes, we are a fully remote firm and can serve clients across the U.S. through secure virtual meetings and communication tools, making it easy to connect no matter where you are.