Choosing Between a 403(b) and 457(b): A Case Study Approach
Retirement planning can be complicated, especially for university faculty who have access to both 403(b) and 457(b) plans. While both options offer tax advantages and employer-sponsored savings, they serve different needs depending on your career trajectory and retirement goals.
Private Real Estate Investment Trusts: When is it the Right Time?
The real value of understanding an investment. It’s not just about maximizing returns. It’s about knowing where you stand and making sure every dollar you’ve worked for is actually working for you.
Household Budgeting is Not Simple—It’s Literally Calculus.
There’s so much more to personal finance than simple arithmetic. In fact, if your financial advisor isn’t helping you explore your own household equilibrium, then you aren’t really talking about your personal finances at all.
Advanced Tax Strategies for High-Income Academic Professionals
The goal: Optimize tax efficiency while aligning with long-term wealth preservation and estate planning.
Your Credit Score Just Got a Boost! Here’s How to Leverage It
The Consumer Financial Protection Bureau (CFPB) recently announced a groundbreaking rule that removes unpaid medical debt from credit reports. This change has far-reaching implications for millions of Americans, but it holds particular promise for professionals in academia. Read on for more!
Outthinking Simplistic Financial Advice: How Popular Personal Finance Pundits Miss the Mark
Cut up your credit cards, use cash envelopes, and never borrow money unless you’re buying a house. It’s the kind of advice that sounds good in theory but often feels like eating boiled chicken for every meal—functional, sure, but absolutely no spice.